Élévation Electric Riser Chair: Mutual Insurance Reimbursement for Seniors
Mutual Insurance Reimbursement for Electric Riser Chairs
The Élévation electric reclining chair can be reimbursed by your complementary mutual insurance if prescribed medically. To benefit from reimbursement:
- Obtain a prescription from your GP or geriatrician
- Submit a prior authorisation request to your mutual insurance provider
- Provide the riser chair quotation
- Verify your policy for reimbursement rates and excess charges
Most mutual insurance providers cover 50 to 100% of the cost following approval. Processing times vary from 2 to 4 weeks. Contact your insurer to learn the specific conditions of your policy.
Social Assistance and PCH to Finance Your Reclining Chair
Beyond mutual insurance reimbursement, several forms of assistance are available for seniors aged 80:
- Disability Compensation Allowance (PCH): up to 90% coverage
- Personalised Autonomy Allowance (APA): can be used for equipment
- Departmental social assistance: according to your resources
- Tax deduction: 25% on accessibility equipment
The electric riser chair is recognised as equipment facilitating independence. Contact your MDPH or social worker to build your application. Combining multiple forms of assistance is possible.
Why Choose a Riser Chair for Elderly People
At 80 years old, an Élévation electric reclining chair offers several advantages:
- Motorised lifting: helps you stand up without physical effort
- Ergonomic comfort: adjustable lumbar support and headrest
- Increased safety: prevents falls and sprains
- Maintained independence: live at home for longer
- Daily wellbeing: reduction in joint pain
The riser chair is an investment in health and independence. Combined with reimbursement assistance, it becomes affordable for most family budgets.
FAQ
Will my Élévation riser chair be reimbursed without a prescription?
No, mutual insurance reimbursement requires a **medical prescription**. Only a doctor can justify medical need. Without a prescription, you can purchase the chair but reimbursement is not possible.
What is the mutual insurance reimbursement timeframe for a reclining chair?
After submitting your complete file, allow **2 to 4 weeks** for approval. Reimbursement then follows within 30 days. Contact your mutual insurance provider to speed up processing.
Can I combine mutual insurance reimbursement and PCH for my riser chair?
Yes, **combining multiple forms of assistance is possible** under legislation. Check with your MDPH and mutual insurance provider that the two forms of assistance do not overlap to avoid an overpayment to refund.
Is the Élévation riser chair considered medical equipment?
Yes, an electric reclining chair prescribed medically is recognised as **medical equipment** and therefore eligible for mutual insurance reimbursement and social assistance for seniors.